Personalised rates. Therefore, a way to avoid this is to provide enough documentation when you apply so that the payday lender will not need to contact your employer. Even the best payday loans average around 400% APR per loan. If your credit score drops below this level and you still read more »

Have you ever had a large expense come up, but your payday is still one week away? It is required that a borrower was informed about APR charged by the payday lending business before signing the agreement. The comparison rate takes into account fees and charges as well as interest, read more »

Publicly funded lending pools can provide low-interest, short-term loans in a way no private lender can or will. Now compare this to a credit card that has a 23% APR, for which the fee would be only $6.15. In order to build a positive credit score, you need to show read more »